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Why Refinance?
When you refinance, you will pay off your original mortgage, and obtain a whole new one.
Refinancing options
- Lower Interest Rates
To take advantage of interest rates that are lower than when you first obtained your mortgage.
- Cash-Out
Refinance your first mortgage and use the additional cash, or equity from your home for your other needs.
- Reduced Term
With a shorter loan term, you will reduce the amount of interest you pay, but your monthly payments will increase.
- To Change Loan Type
Depending on when you obtained your mortgage, it may be beneficial for you to adjust your loan type in order for more savings down the road.
Process
You will go through the same application process as the first time around. You will also pay the same fees. Be prepared to provide the same information as you did for your original mortgage.
To learn more about why you should refinance, contact one of our knowledgeable loan officers today.
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"Thank you for your help in our refinancing. Your combination of professional expertise and genuine concern has been a blessing to my wife and me...and, no doubt, to all who come in contact with you. You have made your profession a ministry."
Pastor Ron, Greensboro
"Thank you for discussing some concerns I had this morning. You were a tremendous help and give very sound advice. What a calm demeanor you have."
Lynn, Greensboro
"You were so efficient and professional. It couldn't have been a more relaxed, smooth transaction. You can be assured we will refer you to our friends."
Shirley, Greensboro
"Thank you so much for the great work you did for us in the refinancing. You made it so easy and it all went so smoothly. We are happy we did it - and are certainly happy we worked with you."
Mary and John
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