Fairfield Mortgage Atlanta

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Why Refinance?

When you refinance, you will pay off your original mortgage, and obtain a whole new one.


Refinancing options

  • Lower Interest Rates

    To take advantage of interest rates that are lower than when you first obtained your mortgage.


  • Cash-Out

    Refinance your first mortgage and use the additional cash, or equity from your home for your other needs.


  • Reduced Term

    With a shorter loan term, you will reduce the amount of interest you pay, but your monthly payments will increase.


  • To Change Loan Type

    Depending on when you obtained your mortgage, it may be beneficial for you to adjust your loan type in order for more savings down the road.


Process

You will go through the same application process as the first time around. You will also pay the same fees. Be prepared to provide the same information as you did for your original mortgage.


To learn more about why you should refinance, contact one of our knowledgeable loan officers today.


"Thank you for taking care of our loan and the nice gifts, they are much appreciated. You are very professional and go the extra mile for your clients. That is so rare these days! We appreciate you."

Ruth and Bill Saddler


"Stephanie was great. Everything went very smoothly. We were very pleased with the service and help we received. Ms. Waters was very knowledgeable and answered all the questions we had."

Darrin and Kezia H. - Cornelia