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Why Refinance?
When you refinance, you will pay off your original mortgage, and obtain a whole new one.
Refinancing options
- Lower Interest Rates
To take advantage of interest rates that are lower than when you first obtained your mortgage.
- Cash-Out
Refinance your first mortgage and use the additional cash, or equity from your home for your other needs.
- Reduced Term
With a shorter loan term, you will reduce the amount of interest you pay, but your monthly payments will increase.
- To Change Loan Type
Depending on when you obtained your mortgage, it may be beneficial for you to adjust your loan type in order for more savings down the road.
Process
You will go through the same application process as the first time around. You will also pay the same fees. Be prepared to provide the same information as you did for your original mortgage.
To learn more about why you should refinance, contact one of our knowledgeable loan officers today.
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"Very, very satisfied! Robbie was very thorough and diligent throughout our financing process. He is a valuable asset!"
John & Kelly L., Sugar Hill
"In all our dealings with Loan Officers over the past ten years, we have never met anyone as kind, helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced, caring Loan Officer who gets things done! Thanks for taking such good care of us!"
M.D., Lawrenceville
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